Your Dream Fence, Made Affordable
Get pre-qualified in under a minute with no impact to your credit score. Flexible payment plans with 0% APR options available from Wisetack's trusted lending partners.
Smart Homeowners Finance
Don't let budget hold you back from protecting what matters most
Keep Your Savings Intact
No need to drain your emergency fund. Finance your fence and keep cash available for what matters.
Get Your Fence Now
Why wait months to save up? Start enjoying privacy, security, and curb appeal today.
Boost Property Value
A quality fence adds equity to your home immediately — your investment starts paying for itself.
Predictable Monthly Payments
Fixed rates mean you know exactly what you pay each month. No surprises, no stress.
Life Doesn't Wait
Kids, pets, security concerns — some needs are urgent. Financing lets you act now, pay over time.
Four Simple Steps to Your New Fence
From pre-qualification to installation — we make it seamless
Check Your Rate
Complete a quick form in under a minute. A soft credit pull checks your eligibility — no impact to your credit score.
Compare Offers
If approved, see up to 6 personalized payment options. Compare rates, terms, and monthly payments clearly laid out side by side.
Choose Your Plan
Pick the rate, term, and monthly payment that fits your budget. Lock in your offer and get funding within 1–3 business days.
We Build Your Fence
Once funded, our expert team gets to work. Sit back and watch your dream fence come to life.
Built for Every Budget, Every Project
Whether it's residential, commercial, or specialty — our financing covers it all
Flexible Loan Amounts
Finance projects of all sizes, from backyard privacy fences to large property perimeters.
Fast Funding
Get approved quickly. Funds are deposited into your account within 1–3 business days.
No Credit Impact
Pre-qualification uses a soft pull only. Your credit score stays untouched.
Flexible Terms
Choose from 3 to 60 month repayment terms that keep your monthly payments comfortable.
No Prepayment Penalties
Pay off your loan early anytime — no fees, no penalties, no catch.
Trusted Lending Partners
Wisetack connects you with the best payment option from their vetted financial partners.
Bank-Level Security
256-bit SSL encryption protects your personal information throughout the entire process.
0% APR Available
Rates start at 0% APR for qualified borrowers. Simple interest means you know exactly what you'll pay.
Financing That Works for You
Wisetack works with trusted lending partners who serve a wide range of credit profiles. Whether your credit is excellent, good, or still building — there may be an option for you. Pre-qualifying takes under a minute and won't affect your credit score.
- All credit ranges considered — multiple options to fit different profiles
- Soft credit pull only — no impact on your credit score
- Co-borrowers welcome — apply together for better terms
- Quick pre-qualification
- No credit score impact
- Financing from $500 and up
Pre-qualification does not guarantee loan approval. Rates and terms vary based on creditworthiness.
Financing Questions, Answered
Everything you need to know about financing your fence project
No. Pre-qualification uses a soft credit inquiry, which has zero impact on your credit score. A hard inquiry only occurs if you choose to proceed and formally accept a financing offer.
Wisetack offers financing to cover a wide range of fence projects — from smaller repairs to full property installations. The amount you’re approved for depends on your credit profile and financial situation.
Once you select an offer and the job is completed, funds are deposited into the contractor’s account within 1–3 business days via bank transfer.
Rates range from 0% to 35.9% APR based on your creditworthiness. Qualified borrowers may receive 0% APR options. All financing uses simple interest — no compounding — so you know exactly what you’ll pay each month.
Yes. There are no prepayment penalties, origination fees, late fees, or compounding interest. You can pay off your balance early at any time without any additional charges.
Wisetack is a trusted consumer financing platform designed for home service businesses. 85% of customers rate Wisetack a 9 or 10 out of 10, and nearly 90% of customers say they were happy and relieved financing was offered. Wisetack connects homeowners with transparent, consumer-friendly payment options — all through a simple application that takes under a minute.
Wisetack has a 74% approval rate across all applications. If you’re not approved, you may improve your chances by applying with a co-borrower or working on your credit profile before reapplying.
You can do either! Many customers prefer to get a free fence estimate first so they know the project cost, then pre-qualify to see their financing options. Others pre-qualify first to understand their budget. Call us at 919-354-2943 and we’ll guide you through the best approach.
Ready to Get Started?
Talk to our team about your fence project and financing options. We're here to help you every step of the way.
All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees.